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ANEXO No. 5 - NIVEL 1 |
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INFORME DE CLASIFICACION DE DEUDORES Y PROVISIONES |
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COOPAC: COOPERATIVA DE AHORRO Y CREDITO SEMBRAR CODIGO: 1285 |
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31 DE Enero DE 2019 |
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I.- INFORME DE CLASIFICACION DE LOS DEUDORES DE LA CARTERA DE CREDITOS DIRECTOS E INDIRECTOS |
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A.- MONTO DE LOS CREDITOS DIRECTOS E INDIRECTOS 1| Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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Total | | | | | | | |
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A1.- MONTO DE LOS CREDITOS Y EL EQUIVALENTE A | | | | | | | |
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RIESGO CREDITICIO DE LOS CREDITOS INDIRECTOS | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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Total | | | | | | | |
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B.- NUMERO DE DEUDORES 3/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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Total | | | | | | | |
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C.- MONTO DE LOS CREDITOS DIRECTOS Y EL | | | | | | | |
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EQUIVALENTE A RIESGO CREDITICIO DE LOS CREDITOS | | | | | | | |
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INDIRECTOS CON SUSTITUCION DE CONTRAPARTE | | | | | | | |
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CREDITICIA - ANTES DE LA SUSTITUCION 5/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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________________________________________________________________________________________________________________________________________________________________________________ |
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Total | | | | | | | |
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C1.- MONTO DE LOS CREDITOS DIRECTOS Y EL | | | | | | | |
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EQUIVALENTE A RIESGO CREDITICIO DE LOS CREDITOS | | | | | | | |
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INDIRECTOS CON SUSTITUCION DE CONTRAPARTE | | | | | | | |
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CREDITICIA - ANTES DE LA SUSTITUCION 5a/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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Total | | | | | | | |
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D.- MONTO DE LOS CREDITOS DIRECTOS Y EL | | | | | | | |
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EQUIVALENTE A RIESGO CREDITICIO DE LOS CREDITOS | | | | | | | |
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INDIRECTOS QUE CUENTAN CON GARANTIAS | | | | | | | |
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PREFERIDAS AUTOLIQUIDABLES 6/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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________________________________________________________________________________________________________________________________________________________________________________ |
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Total | | | | | | | |
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ANEXO No. 5 - NIVEL 1 |
|
INFORME DE CLASIFICACION DE DEUDORES Y PROVISIONES |
|
|
|
COOPAC: COOPERATIVA DE AHORRO Y CREDITO SEMBRAR CODIGO: 1285 |
|
31 DE Enero DE 2019 |
|
I.- INFORME DE CLASIFICACION DE LOS DEUDORES DE LA CARTERA DE CREDITOS DIRECTOS E INDIRECTOS |
|
________________________________________________________________________________________________________________________________________________________________________________ |
|
________________________________________________________________________________________________________________________________________________________________________________ |
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E.- MONTO DE LOS CREDITOS DIRECTOS Y EL | | | | | | | |
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EQUIVALENTE A RIESGO CREDITICIO DE LOS CREDITOS | | | | | | | |
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INDIRECTOS QUE CUENTAN CON GARANTIAS | | | | | | | |
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PREFERIDAS DE MUY RAPIDA REALIZACION 7/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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________________________________________________________________________________________________________________________________________________________________________________ |
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Total | | | | | | | |
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________________________________________________________________________________________________________________________________________________________________________________ |
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F.- MONTO DE LOS CREDITOS DIRECTOS Y EL | | | | | | | |
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EQUIVALENTE A RIESGO CREDITICIO DE LOS CREDITOS | | | | | | | |
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INDIRECTOS QUE CUENTAN CON GARANTIAS | | | | | | | |
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PREFERIDAS 8/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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Total | | | | | | | |
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G.- MONTO DE LOS CREDITOS HIPOTECARIOS QUE | | | | | | | |
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CUENTAN CON COBERTURA DEL FONDO MIVIVIENDA | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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Con cobertura del Fondo Mivivienda | | | | | | | |
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H.- MONTO DE LOS CREDITOS DIRECTOS Y EL | | | | | | | |
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EQUIVALENTE A RIESGO CREDITICIO DE LOS CREDITOS | | | | | | | |
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INDIRECTOS QUE NO CUENTA CON COBERTURA 10/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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________________________________________________________________________________________________________________________________________________________________________________ |
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Total | | | | | | | |
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I.- PROVISIONES CONSTITUIDAS 11/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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________________________________________________________________________________________________________________________________________________________________________________ |
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Total | | | | | | | |
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J.- PROVISIONES REQUERIDAS 12/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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Total | | | | | | | |
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K.- SUPERAVIT (DEFICIT) DE PROVISIONES 13/ | Normal | CPP | Deficiente | Dudoso | Perdida | Total | |
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CORPORATIVOS | | | | | | | |
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GRANDES EMPRESAS | | | | | | | |
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MEDIANAS EMPRESAS | | | | | | | |
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PEQUENAS EMPRESAS | | | | | | | |
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MICROEMPRESAS | | | | | | | |
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CONSUMO REVOLVENTE | | | | | | | |
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CONSUMO NO REVOLVENTE | | | | | | | |
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HIPOTECARIO PARA VIVIENDA | | | | | | | |
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________________________________________________________________________________________________________________________________________________________________________________ |
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Total | | | | | | | |
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